North Oak Professional Park
3034 Mitchellville Road
Bowie, MD  20716
(301) 390-9060 - Phone
(301) 390-9080 - Fax

Please call for an email address

  • Last three (3) years State and Federal tax returns including all schedules, exhibits & copies of W-2s.

  • If self employed or operating a business in addition to regular employment, last two (2) years State and Federal corporate tax return, as applicable and three (3) months bank statements for all accounts.

  • Payoff figures or statements on all secured debt payments and retirement plan loan repayments included in the debtor(s) budget, such as vehicle loans, furniture payments, computer or other electronics payments, etc.

  • A statement of anticipated increases of income or expenditures over the next twelve (12) months with supporting documentation

  • Copies of any divorce settlements, separation agreements and child support orders, and any court-ordered amendments.

  • Proof of ownership and a market analysis or appraisal for all real property in which the debtor has an interest. You may find information regarding proof of ownership and neighborhood sales at the  SDAT website.  You may also find sale information by visiting Zillow.

  • Documentation of cash value of life insurance policies.

  • Documentation of any pending personal injury claims or potential inheritance.

  • Payoff and fair market value information relating to any and all cars on which your name is on the title.  You may obtain this information at the  NADA website.

  • A credit report received within thirty (30) days of your initial consultation.  You may obtain a credit report, from all three credit reporting agencies, by visiting or by visiting each credit reporting agency separately: Experian, Equifax  and Transunion.

  • Names and ages of all children and dependents.

  • Information regarding the value of any and all retirement plans (thrift savings, 401K, 403B, Valik, etc.).

  • Names and addresses of any and all co-signors on any debt.

  • Estimated amount of any income tax refund you expect to receive.

  • Credit counseling certificate.  Visit the Justice Department's website for a list of approved agencies.

  • To get more information visit The Maryland Bankruptcy Court or click here for more helpful links.

  • Pay stubs showing gross wages, salary, tips, bonuses, overtime, and commissions.

  • Net income from the operation of business, profession or farm.

  • Net rent and other real property income.

  • Interest dividends and royalties.

  • Pension and retirement income.

  • Child or spousal support.

  • Unemployment compensation.

  • Any other income sources.

Required Documents for Your First Consultation

The following papers must be provided to the bankruptcy Trustee not later than 7 days prior to the first scheduled 341 meeting of creditors and copies brought with you to the first bankruptcy meeting:

  • The provided bankruptcy questionnaire and domestic support obligation certification, if applicable.  Click here for the bankruptcy questionnaire.   

  • Copies of documents proving all current sources of income for the most recent 60 days immediately preceding the filing of your case for all wage earners in the household. This includes the following:

Chapter 7 bankruptcy allows the debtor to obtain a complete discharge from all dischargeable debts.  This is the most complete form of a bankruptcy fresh start available. 

Chapter 13 bankruptcy allows the debtor to reorganize existing debt while putting a complete stop to foreclosures, repossessions, wage garnishments and tax liens.  In most instances and depending upon the circumstances, both chapters allow the debtor to keep homes and cars if that is the debtor's wish. 

In addition, upon the filing of either chapter, collection actions, garnishments, creditor harassment, etc.  We handle cases in both Maryland and the District of Columbia.

Bankruptcy (Chapter 7 & Chapter 13)